Richard Bowen

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March 19, 2020 By Richard Bowen

Relationships Count

Picture of three men and one woman laughing during daytime.

Ever notice how life happens while we’re making other plans? There is no doubt we are living in a dangerous, uncertain world. We may think we have it all together and then along comes Covid-19, which represents a crisis we could not have anticipated. The result, a world in turmoil, in fear and desperation. In… [Read More]

Tagged With: contact, maintain, stay connected

March 12, 2020 By Richard Bowen

Another Non-Ethical Poster Child

Graphic of hands reaching inward around the frame toward a U.S. dollar symbol.

Making ethical decisions and conducting business in an ethical way is a key component to future profitability and a litmus test for keeping productive, committed employees. Yet to date too many companies do not operate from this foundation. Ken Blanchard and Norman Vincent Peale in their bestselling book, The Power of Ethical Management, advocate asking… [Read More]

Tagged With: business ethics, whistleblowing

March 5, 2020 By Richard Bowen

Corruption Doesn’t Live Here Anymore!

Picture of cash spilling out of an envelope with "bribe money" written on it. Circle with slash over center of image.

Imagine a school assembly in Anywhere, USA. The announcer takes the stage and with great fanfare says, “Attention, teachers, students, parents and welcomed guests, we are honored to present this year’s anti-corruption award to our very own anti-corruption hero… and this year’s recipient is …!” Now at the moment, this is not an award that… [Read More]

Tagged With: Anti-Corruption, Award, Corruption

February 27, 2020 By Richard Bowen

Life on the Fast Track

Photo of Elizabeth Holmes wearing a blazer and collared shirt.

Elizabeth Holmes dropped out of Stanford at age 19 to start a new career. She founded Theranos, which was a privately held health technology corporation initially touted as a breakthrough technology company in the blood-testing market. The money and glory were huge. In a few short years, Ms. Holmes grew the company to a valuation of $9 billion. Ms…. [Read More]

Tagged With: ethical leadership, Ethics

February 20, 2020 By Richard Bowen

What Do We Need To Do To Increase Accountability?

Photo of a silver whistle with the SEC's logo on the side.

The last several months’ impeachment trials and the media furor it generated has focused a spotlight on whistleblowing and raised much-needed awareness on this issue. The Sarbanes-Oxley Act of 2002 and the Dodd-Frank Act of 2010 have provisions that were intended to prevent businesses from firing or demoting employees who reported fraudulent behavior to authorities…. [Read More]

Tagged With: Employer retaliation, sec, whistleblowing, WPIA

February 13, 2020 By Richard Bowen

Singing the Varsity Blues

Graphic of scales weighing books

Operation Varsity Blues, the multi-million dollar college admissions scandal involving 52 defendants, including celebrities, coaches, college admissions and business people, holds the dubious distinction of being the largest college admissions scandal in the history of the United States. The mastermind orchestrating the bribes, William “Rick” Singer, CEO of his charity, the Key Worldwide Foundation, funneled… [Read More]

Tagged With: bribery, College Admissions Scandal, fraud

February 6, 2020 By Richard Bowen

An American Nightmare!

Is the American Dream becoming an American Nightmare? Recently I wrote about the 2019 Corruption Perceptions Index published annually since 1995 by Transparency International, which ranks countries “by their perceived levels of corruption, as determined by ‘expert assessments’ and opinion surveys.” This year’s study highlighted the relationship between politics, money and corruption. The disturbing news is that the United… [Read More]

Tagged With: banking, Corruption, Greed

January 30, 2020 By Richard Bowen

Corruption Rules!

Graphic showing the highest six and lowest six corruption index scores. (Top in green: Denmark, 87; New Zealand, 87; Finland, 86; Singapore, 85; Sweden, 85; Switzerland, 85. Bottom in red: Congo, 19; North Korea, 17; Afghanistan, 16; Yemen 15; Syria, 13; Somalia, 9)

The recently released 2019 Corruption Perceptions Index produced by Transparency International, the world’s leading anti-corruption coalition, shows some disturbing trends. The Corruption Perceptions Index (CPI) is an index published annually since 1995 by Transparency International, which ranks countries “by their perceived levels of corruption, as determined by ‘expert assessments’  and opinion surveys.” This year’s study highlighted the relationship between… [Read More]

Tagged With: Corruption, Ethics, Perceived Corruption

January 23, 2020 By Richard Bowen

Visiting with the Investments and Wealth Institute

Image of Richard M. Bowen speaking on a stage before a crowd seated at tables.

It was an honor to address the Retirement Management Forum, an annual conference of Retirement Management Advisors sponsored by the Investments and Wealth Institute (IWI) in Hollywood recently, well Hollywood, Florida that is. I spoke to IWI conferences in 2015 and again in 2017 so it felt like being reunited with old friends. Established in… [Read More]

Tagged With: ethical leadership

January 16, 2020 By Richard Bowen

Crisis of Conscience: Is Fraud on the Upswing?

Image of Dennis McCuistion, Jim Faulk and Marianne Jennings on the McCuistion TV set.

Journalist Tom Mueller’s most recent book, Crisis of Conscience, Whistleblowing In An Age of Fraud, was the focus of a recent McCuistion TV program on KERA, PBS Dallas. Dr. Mueller and Marianne Jennings, JD, Professor Emeritus, Arizona State University and author of The Seven Signs of Ethical Collapse, joined hosts Jim Falk and Dennis McCuistion to talk… [Read More]

Tagged With: fraud, whistleblowing

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What People Are Saying About Richard M. Bowen

William D. Cohan"Richard Bowen is one of my heroes. His is a story of human fortitude at its best and Wall Street at its worst."

~ William D. Cohan, NY Times Best Selling Author
2017-06-30T10:08:59-05:00
"Richard Bowen is one of my heroes. His is a story of human fortitude at its best and Wall Street at its worst." ~ William D. Cohan, NY Times Best Selling Author
https://richardmbowen.com/testimonials/2556/

Eileen McDonnell"Richard Bowen reinforced my motto that "there is no right way to do a wrong thing.” Long after his presentation, the conversation has continued about personal responsibility and the courage to challenge things that appear to be wrong. We encourage this dialog and rely on it to help make our business stronger."

~ Eileen McDonnell, Chairman, CEO, & President, Penn Mutual
2015-02-13T19:51:19-06:00
"Richard Bowen reinforced my motto that "there is no right way to do a wrong thing.” Long after his presentation, the conversation has continued about personal responsibility and the courage to challenge things that appear to be wrong. We encourage this dialog and rely on it to help make our business stronger." ~ Eileen McDonnell, Chairman, CEO, & President, Penn Mutual
https://richardmbowen.com/testimonials/711/

Ben Stein"Richard Bowen, you are a star and a hero."

~ Ben Stein, Economist and Political Commentator
2015-02-13T19:50:26-06:00
"Richard Bowen, you are a star and a hero." ~ Ben Stein, Economist and Political Commentator
https://richardmbowen.com/testimonials/712/

Jim Farrell"Richard's speech at the April Financial Executives International dinner was informative, interesting, riveting, and fast moving.  The feedback from members was overwhelming positive, and Richard received one of the few standing ovations given by our membership."

~ Jim Farrell, Program Chairman, Dallas Chapter, Financial Executives International
2014-12-28T19:48:17-06:00
"Richard's speech at the April Financial Executives International dinner was informative, interesting, riveting, and fast moving.  The feedback from members was overwhelming positive, and Richard received one of the few standing ovations given by our membership." ~ Jim Farrell, Program Chairman, Dallas Chapter, Financial Executives International
https://richardmbowen.com/testimonials/532/

Dennis McCuistion"Richard Bowen has been there, done that, and has the scars to prove it, and his message of corruption at the highest levels of industry and government needs to be heard. I only wish that more bankers had the courage that Bowen exhibits. He is not only one of the most talented bankers I have ever met, he has more integrity than all the bankers on Wall Street put together. If his former employer had listened to him taxpayers would not have had to bail out Citi for the third time in the last 30 years."

~ Dennis McCuistion, Host of the McCuistion TV program
2014-12-28T19:48:06-06:00
"Richard Bowen has been there, done that, and has the scars to prove it, and his message of corruption at the highest levels of industry and government needs to be heard. I only wish that more bankers had the courage that Bowen exhibits. He is not only one of the most talented bankers I have ever met, he has more integrity than all the bankers on Wall Street put together. If his former employer had listened to him taxpayers would not have had to bail out Citi for the third time in the last 30 years." ~ Dennis McCuistion, Host of the McCuistion TV program
https://richardmbowen.com/testimonials/533/

Betty Garrett"Richard Bowen is a dynamic, entertaining speaker and story-teller - a CPA with a great personality!"

~ Betty Garrett, Garrett Speakers International
2014-12-28T19:47:50-06:00
"Richard Bowen is a dynamic, entertaining speaker and story-teller - a CPA with a great personality!" ~ Betty Garrett, Garrett Speakers International
https://richardmbowen.com/testimonials/531/

fred-timmons"I believe Richard Bowen is the only keynote speaker to ever receive a standing ovation from the Texas Society of CPA’s at any of its annual conferences."

~ Fred Timmons, Chairman of The Texas Society of CPA's
2014-12-28T19:47:22-06:00
"I believe Richard Bowen is the only keynote speaker to ever receive a standing ovation from the Texas Society of CPA’s at any of its annual conferences." ~ Fred Timmons, Chairman of The Texas Society of CPA's
https://richardmbowen.com/testimonials/530/

Presentation Topics

Playing for High Stakes: The Principles and Practice of Ethical Leadership

Dark Citi: The Story of a Whistleblower

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About Richard

Now an ethical leadership speaker, Richard Bowen was Citigroup's Business Chief Underwriter during the housing bubble.

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