Richard Bowen

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March 18, 2023 By Richard Bowen

Reflections of a Whistleblower – The Boom and Bust Cycles

Image of Richard M Bowen speaking at the front of the room with a still of Alan Greenspan speaking into a microphone on C-SPAN 2 behind him.

n the Q&A session at the conclusion of my talk, a student asked me about the possibility of another financial crisis, and I told the class that there was no doubt in my mind that our country would be going into another financial crisis, although I could not predict the timing or circumstances involved.

Little did I know at the time that the second and third largest bank failures in our country’s history would be announced that weekend!

Tagged With: Bank Bailout, Bank Collapse, Deregulation, Financial Crisis

January 20, 2023 By Richard Bowen

What should you do before you report wrongdoing?

Unethical and illegal behavior in both our corporate and government arenas caused our last financial crisis and will, inevitably, cause future financial crises which will harm millions more. Our only hope to change the dangerous direction our country is taking is for individuals who witness illegal and unethical behavior to effectively report that behavior.

Tagged With: GAP, Government Accountability Project, Ian Herel, whistleblowing

December 20, 2022 By Richard Bowen

Peace and happiness this holiday season

Image of the words "Merry Christmas" cut out of snow on a red surface with a holly wreath in the top right corner.

This holiday season, I think of the past year and of those who have supported my efforts to inspire a more ethical world. I hope that this year has been just as memorable for you, your friends, and your loved ones as it has for me. Have a peaceful holiday season and a prosperous new… [Read More]

November 21, 2022 By Richard Bowen

Wishing you a warm and happy Thanksgiving

Wooden sign of white painted boards that says, "Grateful, Thankful, Blessed" in orange with orang sprigs of leaves below in a window.

I am thankful for you coming here and reading my posts and sharing your stories with me across social media outlets. Your support means more than I can express and encourages me to keep writing. Thank you.

Tagged With: Thanksgiving

October 5, 2022 By Richard Bowen

Speaking at the University of North Texas

Image of Richard M. Bowen speaking to a group of accounting students at the University of North Texas.

The ethics students learn and develop now will affect their actions when they become move into the workforce. As Professor Madhuri Bandla emphasized to the students, ethics and integrity are absolutely essential to the accounting profession. Sharing my experience and the actions I have witnessed is my way of helping those essential features become part of a young accountant’s education.

Tagged With: business ethics, Ethics, University of North Texas

September 26, 2022 By Richard Bowen

Resisting Corporate and Government Corruption

Image: Richard M. Bowen speaking to a room full of MBA students at UTD.

For the ninth consecutive year, I addressed the beginning full-time Cohort MBA students at the University of Texas at Dallas on the last day of their two-week LEAD camp preparing them for success at UTD and their careers.

September 13, 2022 By Richard Bowen

SIM Card Fraud, My Personal Experience

Image: Headline and top image from DMN/Lieber's "Having your SIM card stolen is one of the scariest ID theft crimes. You can prevent" it article.

How secure is two-factor authentication? It’s the standard of security that most of us understand to be the safest way to operate online. And it’s not as safe as we thought.

Tagged With: Digital safety, SIM Card, Two-factor Authentication

August 5, 2022 By Richard Bowen

Americans Who Tell the Truth, Speaking Truth to Youth Video Series

Screenshot of Richard M. Bowen' talking on the Speaking Truth to Youth series.

Recently I was asked to participate in AWTT’s Speaking Truth to Youth video series, which, in their words, “reflect AWTT’s belief that our portrait subjects are not superheroes but real people whose work is driven by moral courage and a passion for truth and justice.”

Tagged With: Americans Who Tell The Truth, Ethics, Speaking Truth to Youth

May 10, 2022 By Richard Bowen

Ethics in the Last and Next Financial Crisis

I spoke recently at the new Dallas campus of Texas A&M Commerce University to their graduate and undergraduate business students and alumni, with many others, including some Texas A&M financial planning students, attending virtually via zoom. Professor Jared Pickens, the organizer of the event, asked me to speak on “Ethics in the Last and Next… [Read More]

Tagged With: A&M Commerce at Dallas, business ethics, Corruption, ethical leadership, Ethics

April 27, 2022 By Richard Bowen

Speaking on Resisting Corporate Corruption

I was honored to speak to Stephen Arbogast’s “Resisting Corporate Corruption” class and discuss why it is important for students to learn ethics and how to identify corruption early.

Tagged With: business ethics, Corporate corruption, Speaking, Stephen Arbogast, University of North Carolina Chapel Hill, whistleblowing

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What People Are Saying About Richard M. Bowen

William D. Cohan"Richard Bowen is one of my heroes. His is a story of human fortitude at its best and Wall Street at its worst."

~ William D. Cohan, NY Times Best Selling Author
2017-06-30T10:08:59-05:00
"Richard Bowen is one of my heroes. His is a story of human fortitude at its best and Wall Street at its worst." ~ William D. Cohan, NY Times Best Selling Author
https://richardmbowen.com/testimonials/2556/

Eileen McDonnell"Richard Bowen reinforced my motto that "there is no right way to do a wrong thing.” Long after his presentation, the conversation has continued about personal responsibility and the courage to challenge things that appear to be wrong. We encourage this dialog and rely on it to help make our business stronger."

~ Eileen McDonnell, Chairman, CEO, & President, Penn Mutual
2015-02-13T19:51:19-06:00
"Richard Bowen reinforced my motto that "there is no right way to do a wrong thing.” Long after his presentation, the conversation has continued about personal responsibility and the courage to challenge things that appear to be wrong. We encourage this dialog and rely on it to help make our business stronger." ~ Eileen McDonnell, Chairman, CEO, & President, Penn Mutual
https://richardmbowen.com/testimonials/711/

Ben Stein"Richard Bowen, you are a star and a hero."

~ Ben Stein, Economist and Political Commentator
2015-02-13T19:50:26-06:00
"Richard Bowen, you are a star and a hero." ~ Ben Stein, Economist and Political Commentator
https://richardmbowen.com/testimonials/712/

Jim Farrell"Richard's speech at the April Financial Executives International dinner was informative, interesting, riveting, and fast moving.  The feedback from members was overwhelming positive, and Richard received one of the few standing ovations given by our membership."

~ Jim Farrell, Program Chairman, Dallas Chapter, Financial Executives International
2014-12-28T19:48:17-06:00
"Richard's speech at the April Financial Executives International dinner was informative, interesting, riveting, and fast moving.  The feedback from members was overwhelming positive, and Richard received one of the few standing ovations given by our membership." ~ Jim Farrell, Program Chairman, Dallas Chapter, Financial Executives International
https://richardmbowen.com/testimonials/532/

Dennis McCuistion"Richard Bowen has been there, done that, and has the scars to prove it, and his message of corruption at the highest levels of industry and government needs to be heard. I only wish that more bankers had the courage that Bowen exhibits. He is not only one of the most talented bankers I have ever met, he has more integrity than all the bankers on Wall Street put together. If his former employer had listened to him taxpayers would not have had to bail out Citi for the third time in the last 30 years."

~ Dennis McCuistion, Host of the McCuistion TV program
2014-12-28T19:48:06-06:00
"Richard Bowen has been there, done that, and has the scars to prove it, and his message of corruption at the highest levels of industry and government needs to be heard. I only wish that more bankers had the courage that Bowen exhibits. He is not only one of the most talented bankers I have ever met, he has more integrity than all the bankers on Wall Street put together. If his former employer had listened to him taxpayers would not have had to bail out Citi for the third time in the last 30 years." ~ Dennis McCuistion, Host of the McCuistion TV program
https://richardmbowen.com/testimonials/533/

Betty Garrett"Richard Bowen is a dynamic, entertaining speaker and story-teller - a CPA with a great personality!"

~ Betty Garrett, Garrett Speakers International
2014-12-28T19:47:50-06:00
"Richard Bowen is a dynamic, entertaining speaker and story-teller - a CPA with a great personality!" ~ Betty Garrett, Garrett Speakers International
https://richardmbowen.com/testimonials/531/

fred-timmons"I believe Richard Bowen is the only keynote speaker to ever receive a standing ovation from the Texas Society of CPA’s at any of its annual conferences."

~ Fred Timmons, Chairman of The Texas Society of CPA's
2014-12-28T19:47:22-06:00
"I believe Richard Bowen is the only keynote speaker to ever receive a standing ovation from the Texas Society of CPA’s at any of its annual conferences." ~ Fred Timmons, Chairman of The Texas Society of CPA's
https://richardmbowen.com/testimonials/530/

Presentation Topics

Playing for High Stakes: The Principles and Practice of Ethical Leadership

Dark Citi: The Story of a Whistleblower

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Recent Posts

  • Reflections of a Whistleblower – The Boom and Bust Cycles
  • What should you do before you report wrongdoing?
  • Peace and happiness this holiday season
  • Wishing you a warm and happy Thanksgiving
  • Speaking at the University of North Texas

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About Richard

Now an ethical leadership speaker, Richard Bowen was Citigroup's Business Chief Underwriter during the housing bubble.

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