Richard Bowen

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July 4, 2019 By Richard Bowen

Happy Birthday USA…Celebrating the 4th Of July

Image: hand holding sparkler and American flag with dark sky behind

The 4th of July is about more than parades and fireworks. It is the celebration of the birth of the United States as an independent nation. On July 4th, 1776, the Continental Congress adopted the final text of the Declaration of Independence, as an official act taken by all 13 American colonies. The Declaration severed… [Read More]

Tagged With: Declaration of Independence, Fourth of July, values

June 27, 2019 By Richard Bowen

Let’s Get Real!

People meting in a casual office setting

Authentic is defined as being true to one’s own personality, spirit, or character; no pretensions. Recent studies emphasize that bringing the real you, the whole self, an authentic self to work impacts ethical behavior. According to Maryam Kouchaki’s recent research with Mahdi Ebrahimi and Vanessa Patrick, it seems that “enabling people to bring their whole selves… [Read More]

Tagged With: authenticity, business ethics, ethical leadership, Ethics, Leadership, whole self

June 20, 2019 By Richard Bowen

You’re Not Welcome In My Airspace!

Image: Norwegian's Boeing 737 Max

Will Boeing ever win back its foremost place in business? Boeing, once the world’s preeminent airline maker has been found seriously wanting, resulting in trust repercussions, the most recent of which is Germany’s refusal to let Norwegian into its airspace to transport one of its 737 Max planes. As a result, Norwegian, which was attempting… [Read More]

Tagged With: 737 Max, Boeing, trust

June 13, 2019 By Richard Bowen

Wall Street Is Dancing in the Street!

The Securities and Exchange Commission (S.E.C.) voted last Wednesday to pass the Regulation Best Interest rule. The Commission claims the changes would help Main Street investors by tightening the standards governing brokers who sell investment products and outlining a fresh interpretation of the duties of investment advisers who provide financial guidance. According to Jay Clayton, the… [Read More]

Tagged With: Ethics, Wall Street

June 6, 2019 By Richard Bowen

Carly Fiorina: A Force, a Change Agent and an Extraordinary Leader

According to Matthew Boyle of Fortune magazine, “Carly Fiorina didn’t just break the glass ceiling, she obliterated it.” And in the October 12, 1998 edition of Fortune, Ms. Fiorina was named “The Most Powerful Woman in American Business.” Ms. Fiorina did indeed break the glass ceiling… as Hewlett Packard’s’ first woman CEO and as the first woman CEO to… [Read More]

Tagged With: Business, Carly Fiorina, conference, ethical culture, Leadership

May 30, 2019 By Richard Bowen

Hold onto your wallets…

We could be in for a wild ride! As the 2020 elections approach, the stock buyback debates are heating up, and predictions say the Democrats may potentially gain control of both the Congress and the Senate. So how did a practice that was considered stock manipulation and was generally illegal prior to 1982 gain such… [Read More]

May 23, 2019 By Richard Bowen

Whistleblowers Who Save the World, A Korean Perspective

IMG: Documentary crew interviews Richard Bowen/

In Korea, whistleblowers are perceived to be disloyal to their companies and therefore branded as “traitors.” The South Korean Educational Broadcasting System (EBS) wants to change that perception via a one-hour documentary, airing June 6, that I am delighted to be part of. I’ll be in good company. EBS contacted and interviewed Louis Clark, Executive Director… [Read More]

Tagged With: Documentary, EBS, Euisoeng Jeong, Hong Seok Choi, Interview, Korean Perspective, South Korea, whistleblowers, whistleblowing, Won Young Park

May 16, 2019 By Richard Bowen

On my honor… the Compliance or Ethics Debate

Bruce Weinstein, a leadership strategist and consultant, writing in a Forbes magazine article points out that “High character leaders ask, ‘What is required of me,’ but they don’t leave it at that; the highly ethical ones also ask ‘What is the right thing to do?’” They ask: What would an honorable person do, how does… [Read More]

Tagged With: business ethics, ethical leadership, Ethics, Leadership

May 9, 2019 By Richard Bowen

This is Not a fairy tale!!!

All children’s stories start with once upon a time and have heroes and villains. In this case, this story, while it involves children’s books, has a slew of villains who might yet triumph over the heroes. Baltimore’s Mayor Catherine Pugh resigned under pressure last week, after revelations that she made more than $500,000 selling her… [Read More]

Tagged With: Baltimore, Baltimore City Council, Conflicts of Interest, ethical leadership, Ethics, Healthy Holly, Leadership, Mayor Pugh

May 2, 2019 By Richard Bowen

Flying is Safer Than Driving? Did Boeing say that?

Image: Plane taking off under cumulus clouds

Every day thousands of flights take off from airports worldwide. We are routinely told flying is less hazardous than driving and so we put our lives in the hands of airlines who supposedly have our best interests at heart. That premise now needs to be deeply scrutinized. If we can’t trust our major airline carriers,… [Read More]

Tagged With: 737, air safety, Boeing, crash, FAA, Federal aviation Administration, Safety

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What People Are Saying About Richard M. Bowen

William D. Cohan"Richard Bowen is one of my heroes. His is a story of human fortitude at its best and Wall Street at its worst."

~ William D. Cohan, NY Times Best Selling Author
2017-06-30T10:08:59-05:00
"Richard Bowen is one of my heroes. His is a story of human fortitude at its best and Wall Street at its worst." ~ William D. Cohan, NY Times Best Selling Author
https://richardmbowen.com/testimonials/2556/

Eileen McDonnell"Richard Bowen reinforced my motto that "there is no right way to do a wrong thing.” Long after his presentation, the conversation has continued about personal responsibility and the courage to challenge things that appear to be wrong. We encourage this dialog and rely on it to help make our business stronger."

~ Eileen McDonnell, Chairman, CEO, & President, Penn Mutual
2015-02-13T19:51:19-06:00
"Richard Bowen reinforced my motto that "there is no right way to do a wrong thing.” Long after his presentation, the conversation has continued about personal responsibility and the courage to challenge things that appear to be wrong. We encourage this dialog and rely on it to help make our business stronger." ~ Eileen McDonnell, Chairman, CEO, & President, Penn Mutual
https://richardmbowen.com/testimonials/711/

Ben Stein"Richard Bowen, you are a star and a hero."

~ Ben Stein, Economist and Political Commentator
2015-02-13T19:50:26-06:00
"Richard Bowen, you are a star and a hero." ~ Ben Stein, Economist and Political Commentator
https://richardmbowen.com/testimonials/712/

Jim Farrell"Richard's speech at the April Financial Executives International dinner was informative, interesting, riveting, and fast moving.  The feedback from members was overwhelming positive, and Richard received one of the few standing ovations given by our membership."

~ Jim Farrell, Program Chairman, Dallas Chapter, Financial Executives International
2014-12-28T19:48:17-06:00
"Richard's speech at the April Financial Executives International dinner was informative, interesting, riveting, and fast moving.  The feedback from members was overwhelming positive, and Richard received one of the few standing ovations given by our membership." ~ Jim Farrell, Program Chairman, Dallas Chapter, Financial Executives International
https://richardmbowen.com/testimonials/532/

Dennis McCuistion"Richard Bowen has been there, done that, and has the scars to prove it, and his message of corruption at the highest levels of industry and government needs to be heard. I only wish that more bankers had the courage that Bowen exhibits. He is not only one of the most talented bankers I have ever met, he has more integrity than all the bankers on Wall Street put together. If his former employer had listened to him taxpayers would not have had to bail out Citi for the third time in the last 30 years."

~ Dennis McCuistion, Host of the McCuistion TV program
2014-12-28T19:48:06-06:00
"Richard Bowen has been there, done that, and has the scars to prove it, and his message of corruption at the highest levels of industry and government needs to be heard. I only wish that more bankers had the courage that Bowen exhibits. He is not only one of the most talented bankers I have ever met, he has more integrity than all the bankers on Wall Street put together. If his former employer had listened to him taxpayers would not have had to bail out Citi for the third time in the last 30 years." ~ Dennis McCuistion, Host of the McCuistion TV program
https://richardmbowen.com/testimonials/533/

Betty Garrett"Richard Bowen is a dynamic, entertaining speaker and story-teller - a CPA with a great personality!"

~ Betty Garrett, Garrett Speakers International
2014-12-28T19:47:50-06:00
"Richard Bowen is a dynamic, entertaining speaker and story-teller - a CPA with a great personality!" ~ Betty Garrett, Garrett Speakers International
https://richardmbowen.com/testimonials/531/

fred-timmons"I believe Richard Bowen is the only keynote speaker to ever receive a standing ovation from the Texas Society of CPA’s at any of its annual conferences."

~ Fred Timmons, Chairman of The Texas Society of CPA's
2014-12-28T19:47:22-06:00
"I believe Richard Bowen is the only keynote speaker to ever receive a standing ovation from the Texas Society of CPA’s at any of its annual conferences." ~ Fred Timmons, Chairman of The Texas Society of CPA's
https://richardmbowen.com/testimonials/530/

"The most emotional and impactful session was absolutely Richard Bowen and the Citi Mortgage case. I was somewhat aware of the challenges and hardships faced by whistleblowers. The HBR case and documentary on Sherry Hunt's experience provided a strong understanding of the case and overall situation. However, the nuance and emotion that Bowen brought in his lecture will be one of my lasting memories of the program. His unique perspective of the exhausting experience of constantly trying to do the right thing only to be stonewalled by his leadership, and later, the US government, highlights the challenges of doing the right thing, yet the importance of someone speaking up. Bowen made whistleblowing personal to us, and I will never forget his quote that if you see wrongdoing, you have two choices, "say something or get out." Taking a stand will have an enduring impact on your career and life regardless of the outcome. It certainly causes me to prioritize selecting the right corporate culture in my future organizations."

~ EMBA student review after Richard spoke to the class

2024-09-25T16:10:48-05:00
"The most emotional and impactful session was absolutely Richard Bowen and the Citi Mortgage case. I was somewhat aware of the challenges and hardships faced by whistleblowers. The HBR case and documentary on Sherry Hunt's experience provided a strong understanding of the case and overall situation. However, the nuance and emotion that Bowen brought in his lecture will be one of my lasting memories of the program. His unique perspective of the exhausting experience of constantly trying to do the right thing only to be stonewalled by his leadership, and later, the US government, highlights the challenges of doing the right thing, yet the importance of someone speaking up. Bowen made whistleblowing personal to us, and I will never forget his quote that if you see wrongdoing, you have two choices, "say something or get out." Taking a stand will have an enduring impact on your career and life regardless of the outcome. It certainly causes me to prioritize selecting the right corporate culture in my future organizations." ~ EMBA student review after Richard spoke to the class
https://richardmbowen.com/testimonials/4629/

Presentation Topics

Playing for High Stakes: The Principles and Practice of Ethical Leadership

Dark Citi: The Story of a Whistleblower

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Recent Posts

  • ‘The Men Who Stole the World’ is on Amazon Prime!
  • Speaking at The Institute of Internal Auditors, Northeast Ohio, Fraud Day
  • Honored to speak to two highly ranked MBA programs this summer
  • Speaking at the 23rd ACFE Annual Emerging Trends in Fraud Conference
  • I was honored to present the 2024 J. Craig Smith Business Ethics Lecture at the University of Alabama

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About Richard

Now an ethical leadership speaker, Richard Bowen was Citigroup's Business Chief Underwriter during the housing bubble.

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