
Photo by Jamie Street on Unsplash
This holiday season, I think of the past year and of those who have supported my efforts to inspire a more ethical world. I hope that this year has been just as memorable for you, your friends, and your loved ones as it has for me. Have a peaceful holiday season and a prosperous new year.
~ Richard M. Bowen

Richard Bowen is widely known as the Citigroup whistleblower. As Business Chief Underwriter for Citigroup during the housing bubble financial crisis meltdown, he repeatedly warned Citi executive management and the board about fraudulent behavior within the organization. The company certified poor mortgages as quality mortgages and sold them to Fannie Mae, Freddie Mac and other investors.
